Fraud is when trickery is used to gain a dishonest advantage, which is often financial, over another person.
There are many words used to describe fraud: Scam, con, swindle, extortion, sham, double-cross, hoax, cheat, ploy, ruse, hoodwink, confidence trick.
These are just a few words you might hear in relation to fraud. Fraud can be committed against individuals or businesses.
Bogus tradesmen fraud
Bogus tradesmen, door-to-door sales or doorstep fraud involves fraudsters trying to scam you after knocking at your door.
Legitimate doorstep selling involves someone selling you goods or services in your home or on your doorstep. Many honest businesses use this technique – but so do fraudsters.
Buying on your doorstep can be convenient. However, a salesman who uses clever tactics can pressurise you into buying/selling something you actually don’t want or want to part with.
Door-to-door frauds can take many forms, including:
•overpriced or substandard home maintenance or improvements
•phoney consumer surveys
•bogus charity collections.
*offering to purchase your GOLD
Such frauds involve promoting goods or services that are either never delivered to you or are of a very poor quality. Fraudsters may also bill you for work that you didn’t agree to. There are specific laws about door-to-door sales. Many are required to give you a ‘cooling-off’ period (where you can change your mind or request your money back). Bogus tradesmen will offer none of these, and even if they do, you can be sure their ‘guarantee’ will not be honoured.
The Gold buyers dont adhere to the 2nd hand goods act eighter
Bogus salespeople will provide false identity or contact information, making it impossible for you to identify or contact them. If you’ve paid them in advance, you won’t get your money back.
Even if your bank or insurance policy covers any loss, you’ll still have to contend with a damaged credit rating, continued correspondence over a prolonged period to repair the damage, and the emotional distress and anxiety identity theft can cause.
Also, be wary of opening your door to a potential burglar or someone who wants to get inside your property to enable other people to break in. Once they get through your door, fraudulent salespeople can take note of your valuables and any security measures you have in place.
Are you a victim of bogus tradesmen fraud?
•You’ve bought faulty, overpriced or substandard goods or services from someone knocking at your door.
•You’ve paid for these goods or services by credit or debit card.
What should you do if you’ve been a victim of bogus tradesmen fraud?
•Report it to YOUR LOCAL POLICE STATION ASAP (10111)
•If you’ve made the payment by credit/debit card or by cheque, contact your credit card company and/or bank and advise them that you’re a victim of improper door-to-door sales techniques and your identity or financial details may have been compromised. They’ll advise you on cancelling payments and ensuring your finances remain secure.
Protect yourself against bogus tradesmen fraud
•Always ask for identification before letting anyone you don’t know into your house. (PERSONALLY I WONT LET THEM IN THE HOUSE)
•Check credentials, including a permanent business address and landline telephone number. The mobile phone numbers given on business cards are often pay-as-you-go numbers which are virtually impossible to trace.
•Take control by asking the questions. Ask for references from previous customers or to see examples of their work.
•Don’t sign on the spot – shop around. Get at least three written quotes to make sure you’re not being ripped off.
•If you’re suspicious, why not ask the salesman if you can take their photograph – on your mobile phone, for example? If the person is legitimate, they probably won’t mind.
If you do decide to buy:
•always get any agreement you make in writing
•beware when filling in forms or when speaking to the salesperson, that you don’t reveal confidential details that a fraudster could use to assume your identity or take control of your finances. This may allow a fraudster to steal money from your account or order goods and services in your name
•usually, you have a seven-day cooling off period. So if you decide to cancel the contract, act fast
•think very carefully about having any work done or goods delivered during the cooling off period. You may have to pay, even if you change your mind.
•never pay for work before it has been completed, and only then if you are happy with it.
DO NOT UTILIZE THE GOLD BUYERS IN OUR AREA COMING KNOCKING ON DOORS TRYING TO CONVINCE YOU TO PART WITH YOUR UNWANTED/UN-USED GOLD FOR CASH. THEY ARE PAYING UNDER MARKET VALUE AND THEY CANT OFFER A CERTIFICATE FOR THIER SCALES USED. THE SCALES HAVE BEEN KNOWN TO MEASURE INCORRECTLY WHICH IN TURN SWINDLES YOU OUT OF MONEY.
THEY OFTEN PREY ON THE VULNERABLE, ELDERLY AND THE YOUNG.